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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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Marilyn Denney Johnston
is one of The Top Selling Real Estate Experts™
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"Wonderful experience during selling and buying"
"We want to thank you so very much for such a WONDERFUL experience that you gave us during the entire process of selling and buying. Your knowledge as well as personal investment in our family meant so much to us. I always felt like you were handling us like you would your own family. You were a God-send and I am so thankful. We could not be happier with our purchase. I just love our new home and look forward to many happy years here. Thank you! Thank you! Thank you!. You will always be dear to us."
Pierce and Betsy Schubert, Sales Manager and Nurse
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Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
What famous American sign was originally erected as a real estate ad?
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| A |
The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland." |
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