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All agents are NOT alike! Find out why I am a top real estate expert. My clients made me the top volume producer in my office, Call me: 615-533-9377.
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Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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| Q |
Where are church services held in the water each Sunday during July and August?
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| A |
At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
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Marilyn Denney Johnston, CRS, Broker, ABR, e-PRO
The Marilyn Group, Fridrich & Clark Realty
5200 Maryland Way, Suite 101
Brentwood, TN 37027
Toll Free: 888-922-8317
Mobile: 615-533-9377
Office Direct: 613-263-4803
Marilyn@MarilynTheRealtor.com
Marilyn@NUMBER1EXPERT.com
Selling or buying a home can be stressful. Whether you are a seller, buyer or developer, let me negotiate to save you money. Your needs and wants are important to me. Tell me your goals, I will listen and help you achieve them. Interest rates are great, why wait, let's get started today. TN License AB00287207
       
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